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• 01:36, 23 December 2023 LelaNicolle701 talk contribs created page User talk:LelaNicolle701 (Created page with "First-time home buyer land transfer tax rebates provide savings of up to $4000 in a few provinces. Second mortgages have higher rates given their subordinate position and often involve shorter amortization periods. Changes in financial situation like job loss, illness, or divorce require notifying the lender as it may impact capacity to make payments. High Ratio Mortgages require mandated insurance when buyers contribute below 20 percent property value carrying higher pr...")